Money Lessons

Why I Am Getting an AI Certification (And What I Plan To Do Next)

If you have followed me for a while, you know I believe AI literacy is starting to function a lot like financial literacy. So I decided to get formally trained. I am starting with Google AI Essentials because it is practical and accessible. Then I plan to deepen into data analytics, engineering exposure, and even enterprise implementation (if I can find time!).

If you are thinking about doing one of these with me, let me know. I may turn this into an AI Series for Moms.  And if you want part two, I will break down exactly how I am using AI in my career and in life right now.

What I Am Doing Right Now

I am currently completing the Google AI Essentials certification offered through Coursera

🔗 Google AI Essentials (Coursera):
https://www.coursera.org/professional-certificates/google-ai-essentials

This is a beginner friendly but strategic program focused on:

• Practical uses of generative AI
• Prompt engineering fundamentals
• Using AI for productivity
• Responsible AI practices
• Applying AI to real workflows

It is designed for non technical professionals, which makes it helpful for senior managers, directors, consultants, and corporate leaders who want to understand how to use AI strategically.

How I Got It Free

I am completing this certification for free through the Google Small Business Program, which provides funded access to AI training.

🔗 Google Small Business AI Training:
https://grow.google/smallbusiness/

If you are a small business owner, or entrepreneur, check this out.

What I Plan To Do Next (More Technical)

Once I finish the Google AI Essentials certification, I plan to level up into more technical programs. Not because I want to code  but because I want strategic depth.

Here are the three I am planning to pursue next:

1. Google Advanced Data Analytics Professional Certificate

🔗 https://www.coursera.org/professional-certificates/google-advanced-data-analytics

Cost: Approximately 39 to 59 dollars per month on Coursera

Best for:
• Business leaders who want to understand predictive analytics
• Professionals working with large datasets
• People who want deeper statistical and machine learning foundations

This one is more technical. It introduces Python, machine learning models, and data storytelling. I think this pairs  well with AI literacy because understanding data is understanding leverage.

2. IBM AI Engineering Professional Certificate

🔗 https://www.coursera.org/professional-certificates/ai-engineer

Cost: Approximately 39 to 59 dollars per month on Coursera

Best for:
• People who want hands on machine learning
• Those interested in neural networks and deep learning
• Professionals transitioning into AI strategy roles

This is significantly more technical. It includes Python, TensorFlow, model development, and deployment. I do not necessarily want to become an engineer, but I do want to understand what is happening in the details.

3. Microsoft Azure AI Engineer Associate (AI 102)

🔗 https://learn.microsoft.com/en-us/certifications/azure-ai-engineer/

Cost: Exam fee approximately 165 dollars

Best for:
• Corporate leaders in enterprise environments
• Professionals working with AI deployment in companies
• People managing AI integrations inside large organizations

This one is powerful if you operate in enterprise settings. It is less about theory and more about implementing AI solutions responsibly and at scale.

Three Other Strong AI Certification Options (Depending on Your Field)

Here are three other excellent options depending on your goals.

AWS Certified Machine Learning Specialty

🔗 https://aws.amazon.com/certification/certified-machine-learning-specialty/

Cost: Approximately 300 dollars

Best for:
• Engineers
• Data scientists
• Cloud architects
• Anyone working deeply in AWS environments

This is technical and cloud focused. Ideal if you work in infrastructure heavy roles.

Stanford University Machine Learning Specialization

🔗 https://www.coursera.org/specializations/machine-learning-introduction

Cost: Approximately 79 dollars per month

Best for:
• Founders
• Product managers
• Strategists
• People who want theoretical grounding

This is more academic and concept driven. It builds foundational understanding of how machine learning actually works.

MIT Professional Education Applied Generative AI

🔗 https://professional.mit.edu/course-catalog/applied-generative-ai

Cost: Typically 2,500 dollars and up

Best for:
• Executives
• Senior leaders
• Policy professionals
• Corporate strategy teams

This is premium. High level. Strategy oriented. Strong if you are making enterprise level AI decisions.

Join the Conversation

Follow Along
Curious will you try this hack?!

How to Perfectly Lock a Gold Chain

Bringing back our Desi Hacks 🥰 Sharing the Saree pre-pleating hack next and follow for more money saving tips!
Comment ‘AI Skills’ and I’ll send over the list of the best K-12 academic competitions that help build the skills our kids will need  with AI.

I’ll be sharing the 3 other things we are trying to get our kids ready to build AI Skills, resillance, and empathy (that don’t include screens!)

Share the skills you think are the MOST important for our kids to learn.
The last tip from our favorite Aunty is the best!👀

Share how you store your valuables at home and anything we’ve missed. And in all seriousness, South Asian and Asian homes are specifically being targeted for gold, cash, watches, designer bags, and designer and real jewelry. We don’t want this to happen to any of you or our families - especially seniors and parents! 🙏🏽💙
Number 5 is the BEST 💙 if I missed any of your favorite Costco Hacks let us know! 

And Costco Rental Cars are my second fav - I have a whole story to share it on that next- it’s super embarrassing, but atleast you won’t make this mistake like me🙈

 Also you ever bought Gold / Jewelry from Costco?!
Curious did we get this right? Let us know which states you would invest in and where you wouldn’t!
 
Sharing the top five states we would invest in next… 

Our big money goal this year is to save and invest $500,000 to buy our third investment property in 2027.  I’m sharing how we’re doing this step-by-step (and what’s helped us and what hasn't) in case it can be helpful to you. And I’m a 42 year-old full-time working mom sharing my attempt to learn more about investing and to feel less overwhelmed managing finances.💙
If you have aging parents, do this today 💙

- Create a simple shared document with financial information/assets, and assets/ property in India
- Make sure every account has a beneficiary/nominee
- Ensure your parents have an emergency fund for 6 to 12 months
- Ensure your parents have an Estate Plan / Succession Plan  and we should all have an Estate Plan (this is not just for raging parents)!

We should also help our parents make sure everything is organized.
That means checking:
• Beneficiaries on bank, retirement, and investment accounts
• Nominees on accounts in India
• Wills / Legal documents needed in India
• Power of attorney
• Healthcare directives

These simple steps can prevent years of legal and financial stress for families.🙏🏽