Contact

Contact: info@kamanabhaskaran.com

 

Frequently Asked Questions

What is this website about?

This site is where I share practical systems for money, life, and decision making for busy working moms. You’ll find budgeting tools, investing basics, Amazon finds I actually use, and habits that stuck in real life.

Is this financial advice?

No. Everything shared here is for educational purposes only and reflects my personal experience. It is not personalized financial, tax, or legal advice.

Monthly Budget Template

What is included in the monthly budget template
The template includes income tracking, fixed expenses, variable spending, savings, sinking funds, and goal tracking. It is designed to be simple, flexible, and realistic.

Who is this budget template best for?

It’s ideal for beginners, busy professionals, dual income households, and anyone who wants clarity without overcomplicating their finances.

Do I need budgeting experience to use it
No. The template is beginner friendly and comes with guidance so you can start immediately.

What platform is the budget template on
The template is a digital Google Sheets file that you can access and use from any device.

Can I customize the template
Yes. You can adjust categories, amounts, and goals to fit your household and lifestyle.

Where can I shop your Amazon finds?

Kamana’s Amazon Store Front -> linked here

Follow Along

Curious will you try this hack?!

How to Perfectly Lock a Gold Chain

Bringing back our Desi Hacks 🥰 Sharing the Saree pre-pleating hack next and follow for more money saving tips!

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Open post by kamanabhaskaran with ID 17985335108806032
Curious will you try this hack?! How to Perfectly Lock a Gold Chain Bringing back our Desi Hacks 🥰 Sharing the Saree pre-pleating hack next and follow for more money saving tips!

Comment ‘AI Skills’ and I’ll send over the list of the best K-12 academic competitions that help build the skills our kids will need with AI.

I’ll be sharing the 3 other things we are trying to get our kids ready to build AI Skills, resillance, and empathy (that don’t include screens!)

Share the skills you think are the MOST important for our kids to learn.

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Open post by kamanabhaskaran with ID 17920044699312910
Comment ‘AI Skills’ and I’ll send over the list of the best K-12 academic competitions that help build the skills our kids will need with AI. I’ll be sharing the 3 other things we are trying to get our kids ready to build AI Skills, resillance, and empathy (that don’t include screens!) Share the skills you think are the MOST important for our kids to learn.

The last tip from our favorite Aunty is the best!👀

Share how you store your valuables at home and anything we’ve missed. And in all seriousness, South Asian and Asian homes are specifically being targeted for gold, cash, watches, designer bags, and designer and real jewelry. We don’t want this to happen to any of you or our families - especially seniors and parents! 🙏🏽💙

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Open post by kamanabhaskaran with ID 18124508959595862
The last tip from our favorite Aunty is the best!👀 Share how you store your valuables at home and anything we’ve missed. And in all seriousness, South Asian and Asian homes are specifically being targeted for gold, cash, watches, designer bags, and designer and real jewelry. We don’t want this to happen to any of you or our families - especially seniors and parents! 🙏🏽💙

Number 5 is the BEST 💙 if I missed any of your favorite Costco Hacks let us know!

And Costco Rental Cars are my second fav - I have a whole story to share it on that next- it’s super embarrassing, but atleast you won’t make this mistake like me🙈

Also you ever bought Gold / Jewelry from Costco?!

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Open post by kamanabhaskaran with ID 18020057915645004
Number 5 is the BEST 💙 if I missed any of your favorite Costco Hacks let us know! And Costco Rental Cars are my second fav - I have a whole story to share it on that next- it’s super embarrassing, but atleast you won’t make this mistake like me🙈 Also you ever bought Gold / Jewelry from Costco?!

Curious did we get this right? Let us know which states you would invest in and where you wouldn’t!

Sharing the top five states we would invest in next…

Our big money goal this year is to save and invest $500,000 to buy our third investment property in 2027. I’m sharing how we’re doing this step-by-step (and what’s helped us and what hasn`t) in case it can be helpful to you. And I’m a 42 year-old full-time working mom sharing my attempt to learn more about investing and to feel less overwhelmed managing finances.💙

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Open post by kamanabhaskaran with ID 17992774970945505
Curious did we get this right? Let us know which states you would invest in and where you wouldn’t! Sharing the top five states we would invest in next… Our big money goal this year is to save and invest $500,000 to buy our third investment property in 2027. I’m sharing how we’re doing this step-by-step (and what’s helped us and what hasn't) in case it can be helpful to you. And I’m a 42 year-old full-time working mom sharing my attempt to learn more about investing and to feel less overwhelmed managing finances.💙

If you have aging parents, do this today 💙

- Create a simple shared document with financial information/assets, and assets/ property in India
- Make sure every account has a beneficiary/nominee
- Ensure your parents have an emergency fund for 6 to 12 months
- Ensure your parents have an Estate Plan / Succession Plan and we should all have an Estate Plan (this is not just for raging parents)!

We should also help our parents make sure everything is organized.
That means checking:
• Beneficiaries on bank, retirement, and investment accounts
• Nominees on accounts in India
• Wills / Legal documents needed in India
• Power of attorney
• Healthcare directives

These simple steps can prevent years of legal and financial stress for families.🙏🏽

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Open post by kamanabhaskaran with ID 18084279136983221
If you have aging parents, do this today 💙 - Create a simple shared document with financial information/assets, and assets/ property in India - Make sure every account has a beneficiary/nominee - Ensure your parents have an emergency fund for 6 to 12 months - Ensure your parents have an Estate Plan / Succession Plan and we should all have an Estate Plan (this is not just for raging parents)! We should also help our parents make sure everything is organized. That means checking: • Beneficiaries on bank, retirement, and investment accounts • Nominees on accounts in India • Wills / Legal documents needed in India • Power of attorney • Healthcare directives These simple steps can prevent years of legal and financial stress for families.🙏🏽